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Decision in under 24 hours

Financing designed for businesses that grow.

Funding from €10,000 to €2,000,000. Apply in under 10 minutes. No personal guarantees. No equity.

Backed by leading financial institutions Partner Fund Capital Partners Credit Line Group Growth Fund
Approved
€45.000
Fixed 5% of revenue
5% of revenue
Funded
< 1 hour
€0
Capital deployed
€10,000 – €2,000,000
Funding range
0 minutes
Time to complete an application
0 months
Renewed access — Rolling Financing

Total capital deployed to businesses in Greece & Cyprus since 2022.

How it works

Capital in three simple steps.

No paperwork queues and no bureaucracy. Connect your business data and we take care of the rest.

01

Tell us about your business

A short application about your business and your funding needs. It takes less than 10 minutes and requires no documents at this stage.

02

Securely connect your platforms

Connect your online store (Shopify, WooCommerce or another platform) and your business bank account. All connections are made through secure, encrypted links.

03

Get approved for funding

You receive a committed offer with a decision in under 24 hours. After you accept, the transfer completes within 1 hour to your account.

See how it works in detail

Products

A type of funding for every need.

Three products designed for different growth stages — from your first capital injection to ongoing financing.

Revenue Advance

For seasonal businesses that need flexibility.

  • Repayment as a percentage of sales
  • Repayments follow your revenue
  • No guarantees
Learn more →
Most popular

Fixed Instalment Loan

For businesses that need a predictable plan.

  • Fixed, predictable instalments
  • 3–9 month horizon
  • One transparent fee
Learn more →

Rolling Financing

For established businesses that need ongoing access to capital.

  • Renewed access for 12 months
  • No new application each time
  • Pay only for what you use
Learn more →
Eligibility check

Find out in 30 seconds whether you qualify.

Fill in three details and instantly see the estimated funding range for your business.

Indicative figures only — the final offer is based on an analysis of your business data.

Congratulations! You look eligible.

Based on your details, the estimated funding range for your business is:

—

The estimated range is based on your revenue (0.6–1.2× monthly revenue, from €10,000 up to €2,000,000).

You don't currently meet the criteria

The minimum monthly revenue for funding is €10,000. Try again later — we'd be happy to talk when your business reaches the next stage.

Pricing

One fee. Zero surprises.

Get a quick estimate of your funding cost — the final factor is set in your official offer.

Mini calculator

€10,000€50.000€500,000

Sample based on a Revenue Advance. For the full calculator with both products, go to Pricing.

Cost estimate
Fee€12.000
Total repayment€62.000

Pay the same amount whenever you settle — one fee, no surcharges.

Full calculator
Why Capify

Funding without compromises.

No personal guarantees

We fund the business, not the individual. No mortgages and no third-party guarantees required.

No equity

We never take a stake in your business. You keep 100% of the ownership and the decisions.

No restrictions on use

Marketing, inventory, rent, hiring, equipment — you decide how to use the capital.

Testimonials

Businesses that grew with us.

The funds landed one hour after acceptance. Within two weeks we had restocked ahead of the season — without giving a guarantee or a single share.

Maria K.
Clothing e-shop — Thessaloniki

We repay based on each week's revenue. In the gym's quiet weeks the instalment shrinks on its own — exactly what we needed.

George P.
Gym chain — Athens

The process was simple and transparent from day one. We drew funding twice within our Rolling Financing term, without a new application.

Anna D.
D2C cosmetics — Limassol, Cyprus
FAQ

What to know before you apply.

Your business must have been operating for at least 6 months, have monthly revenue above €10,000, and be based in Greece or Cyprus.

No. The eligibility check uses only a "soft" check that has no effect whatsoever on your business's credit score.

The funding decision is issued in under 24 hours and the transfer completes within 1 hour of accepting the offer.

No. We fund the business, not the individual — we don't ask for personal guarantees or a share of your equity.

You repay daily, weekly or bi-weekly — as a percentage of sales or with fixed instalments, depending on the product. You pay the same total amount whenever you settle: one transparent fee, no surcharges.

See all frequently asked questions →

The future of business financing is here.

Apply in under 10 minutes, get a committed offer in under 24 hours, and have capital in your account the same day.

Apply now Talk to us first